Does team competition increase pro-social lending?: evidence from online microfinance

Chen, Roy; Chen, Yan; Liu, Yang; Mei, Qiaozhu

[working paper]

dc.contributor.author	Chen, Roy	de
dc.contributor.author	Chen, Yan	de
dc.contributor.author	Liu, Yang	de
dc.contributor.author	Mei, Qiaozhu	de
dc.date.accessioned	2016-03-03T06:36:46Z
dc.date.available	2016-03-03T06:36:46Z
dc.date.issued	2014	de
dc.identifier.uri	http://www.ssoar.info/ssoar/handle/document/46328
dc.description.abstract	We investigate the effects of team competition on pro-social lending activity on Kiva.org, the first microlending website to match lenders with entrepreneurs in developing countries. Using naturally occurring field data, we find that lenders who join teams contribute 1.2 more loans ($30-$42) per month than those who do not. To further explore factors that differentiate successful teams from dormant ones, we run a large-scale randomized field experiment (n = 22, 233) by posting forum messages. Compared to the control, we find that lenders make significantly more loans when exposed to a goal-setting and coordination message, whereas goal-setting alone significantly increases lending activities of previously inactive teams. Our findings suggest that goal-setting and coordination are effective mechanisms to increase pro-social behavior in teams. (author's abstract)	en
dc.language	en	de
dc.subject.ddc	Wirtschaft	de
dc.subject.ddc	Economics	en
dc.subject.ddc	Psychologie	de
dc.subject.ddc	Psychology	en
dc.title	Does team competition increase pro-social lending?: evidence from online microfinance	de
dc.description.review	begutachtet	de
dc.description.review	reviewed	en
dc.source.volume	SP II 2014-209	de
dc.publisher.country	DEU
dc.publisher.city	Berlin	de
dc.source.series	Discussion Papers / Wissenschaftszentrum Berlin für Sozialforschung, Forschungsschwerpunkt Markt und Entscheidung, Abteilung Verhalten auf Märkten
dc.subject.classoz	Wirtschaftspolitik	de
dc.subject.classoz	Economic Policy	en
dc.subject.classoz	Sozialpsychologie	de
dc.subject.classoz	Social Psychology	en
dc.subject.thesoz	Feldforschung	de
dc.subject.thesoz	field research	en
dc.subject.thesoz	Identität	de
dc.subject.thesoz	identity	en
dc.subject.thesoz	kulturelle Identität	de
dc.subject.thesoz	cultural identity	en
dc.subject.thesoz	Kredit	de
dc.subject.thesoz	credit	en
dc.subject.thesoz	Mikrofinanzierung	de
dc.subject.thesoz	microfinance	en
dc.subject.thesoz	Team	de
dc.subject.thesoz	team	en
dc.subject.thesoz	Wettbewerb	de
dc.subject.thesoz	competition	en
dc.subject.thesoz	prosoziales Verhalten	de
dc.subject.thesoz	altruistic behavior	en
dc.rights.licence	Deposit Licence - Keine Weiterverbreitung, keine Bearbeitung	de
dc.rights.licence	Deposit Licence - No Redistribution, No Modifications	en
internal.status	formal und inhaltlich fertig erschlossen	de
internal.identifier.thesoz	10043403
internal.identifier.thesoz	10046991
internal.identifier.thesoz	10046994
internal.identifier.thesoz	10040501
internal.identifier.thesoz	10081164
internal.identifier.thesoz	10036247
internal.identifier.thesoz	10047904
internal.identifier.thesoz	10035384
dc.type.stock	monograph	de
dc.type.document	Arbeitspapier	de
dc.type.document	working paper	en
dc.source.pageinfo	45	de
internal.identifier.classoz	1090302
internal.identifier.classoz	10706
internal.identifier.document	3
dc.contributor.corporateeditor	Wissenschaftszentrum Berlin für Sozialforschung gGmbH
internal.identifier.corporateeditor	381
internal.identifier.ddc	330
internal.identifier.ddc	150
dc.description.pubstatus	Veröffentlichungsversion	de
dc.description.pubstatus	Published Version	en
internal.identifier.licence	3
internal.identifier.pubstatus	1
internal.identifier.review	2
internal.identifier.series	961
dc.identifier.handle	https://hdl.handle.net/10419/103213
internal.check.abstractlanguageharmonizer	CERTAIN

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Sozialpsychologie
Social Psychology
Wirtschaftspolitik
Economic Policy

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