Why do people invest in personal pension plans?

Domínguez Barrero, Félix; López Laborda, Julio

[journal article]

dc.contributor.author	Domínguez Barrero, Félix	de
dc.contributor.author	López Laborda, Julio	de
dc.date.accessioned	2011-04-01T03:19:00Z	de
dc.date.accessioned	2012-08-30T04:48:27Z
dc.date.available	2012-08-30T04:48:27Z
dc.date.issued	2007	de
dc.identifier.uri	http://www.ssoar.info/ssoar/handle/document/23975
dc.description.abstract	The aim of this paper is to identify the variables affecting the decision to make contributions to personal pension plans and the amount of such contributions. For this purpose, we specify and estimate a Tobit model for a sample based on the 1995 Personal Income Taxpayers Panel prepared by the Institute of Fiscal Studies (Spanish Ministry of Economy and Finance) formed by 3,041 taxpayers, of whom 358 made contributions to pension plans. Our results suggest that individuals decide to invest in pension plans on complex grounds combining the wish to benefit from tax savings and to ensure they will receive supplementary income upon retirement.	en
dc.language	en	de
dc.title	Why do people invest in personal pension plans?	en
dc.description.review	begutachtet (peer reviewed)	de
dc.description.review	peer reviewed	en
dc.source.journal	Applied Economics	de
dc.source.volume	39	de
dc.source.issue	9	de
dc.identifier.urn	urn:nbn:de:0168-ssoar-239758	de
dc.date.modified	2011-04-01T03:19:00Z	de
dc.rights.licence	PEER Licence Agreement (applicable only to documents from PEER project)	de
dc.rights.licence	PEER Licence Agreement (applicable only to documents from PEER project)	en
ssoar.contributor.institution	http://www.peerproject.eu/	de
internal.status	-1	de
dc.type.stock	article	de
dc.type.document	journal article	en
dc.type.document	Zeitschriftenartikel	de
dc.source.pageinfo	1115-1126
internal.identifier.journal	21	de
internal.identifier.document	32
dc.identifier.doi	https://doi.org/10.1080/00036840500461956	de
dc.description.pubstatus	Postprint	en
dc.description.pubstatus	Postprint	de
internal.identifier.licence	7
internal.identifier.pubstatus	2
internal.identifier.review	1
internal.check.abstractlanguageharmonizer	CERTAIN
internal.check.languageharmonizer	CERTAIN_RETAINED

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