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www.immobilienbetrug.de - www.bankopfer.de - www.bankenkriminalität.de ... Grundvorgang und Folgen massenhaft betriebener Immobilienfinanzierung


Schanz, Günther


Bitte beziehen Sie sich beim Zitieren dieses Dokumentes immer auf folgenden Persistent Identifier (PID):http://nbn-resolving.de/urn:nbn:de:0168-ssoar-356742

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Abstract "This article deals with fraudulent sales of real estates to approximately 300.000 low and middle-income recipients. In all cases a common pattern was followed ("Treuhandmodell"). Within this model some German banks acted not only as lenders (of loans) but also, together with "trustees", as initiators. Sales people, often trained by banks, promised among other things investors/victims a bank-approved investment and, most importantly, a guaranteed rental income. A few years thereafter, following the collapse of the housing projects (Wohnanlagen), more and more people became unable to make further payments. – In at least 50 percent of all cases Bayerische Hypotheken- und Wechselbank (HypoBank) and – after the merger with Bayerische Vereinsbank – Bayerische Hypo- und Vereinsbank (HypoVereinsbank) is deeply involved in the fraud. How this financial institute deals with its responsibility for the economic damage and mental distress caused by its adventurous financing practices is not only a legal question, but also a one for business ethics." (author's abstract)
Thesaurusschlagwörter business ethics; real estate; selling; fraud; Federal Republic of Germany; low income; bank; renter; funding
Klassifikation Kriminalsoziologie, Rechtssoziologie, Kriminologie; Philosophie, Theologie
Sprache Dokument Deutsch
Publikationsjahr 2001
Seitenangabe S. 212-232
Zeitschriftentitel Zeitschrift für Wirtschafts- und Unternehmensethik (2001) 2
ISSN 1439-880X
Status Veröffentlichungsversion; begutachtet (peer reviewed)
Lizenz Deposit Licence - Keine Weiterverbreitung, keine Bearbeitung