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[Zeitschriftenartikel]
Abstract "This article deals with fraudulent sales of real estates to approximately 300.000 low and
middle-income recipients. In all cases a common pattern was followed
("Treuhandmodell"). Within this model some German banks acted not only as lenders
(of loans) but also, together with "trustees", as initi... mehr
"This article deals with fraudulent sales of real estates to approximately 300.000 low and
middle-income recipients. In all cases a common pattern was followed
("Treuhandmodell"). Within this model some German banks acted not only as lenders
(of loans) but also, together with "trustees", as initiators. Sales people, often trained by
banks, promised among other things investors/victims a bank-approved investment and,
most importantly, a guaranteed rental income. A few years thereafter, following the
collapse of the housing projects (Wohnanlagen), more and more people became unable to
make further payments. – In at least 50 percent of all cases Bayerische Hypotheken- und
Wechselbank (HypoBank) and – after the merger with Bayerische Vereinsbank –
Bayerische Hypo- und Vereinsbank (HypoVereinsbank) is deeply involved in the fraud.
How this financial institute deals with its responsibility for the economic damage and
mental distress caused by its adventurous financing practices is not only a legal question,
but also a one for business ethics." (author's abstract)... weniger
Thesaurusschlagwörter
Wirtschaftsethik; Immobilien; Verkauf; Betrug; Bundesrepublik Deutschland; Niedrigeinkommen; Bank; Mieter; Finanzierung
Klassifikation
Kriminalsoziologie, Rechtssoziologie, Kriminologie
Philosophie, Theologie
Sprache Dokument
Deutsch
Publikationsjahr
2001
Seitenangabe
S. 212-232
Zeitschriftentitel
Zeitschrift für Wirtschafts- und Unternehmensethik (2001) 2
ISSN
1439-880X
Status
Veröffentlichungsversion; begutachtet (peer reviewed)
Lizenz
Deposit Licence - Keine Weiterverbreitung, keine Bearbeitung